https://www.gravatar.com/avatar/aca0e16473affc5e8774274b4c259bcc?s=240&d=mp

Nick Kirsch

holiday spirit...

This is a sick perversion of the holiday spirit.

A man died because people were so desperate to save a few percentage points on the latest imported junk. No one even bothered to help him.

I’m disgusted.

how i spend my time these days...

Isilon and Jerry… I’ve been on several trips recently - to Atlanta, Austin, and soon Los Angeles. Jerry keeps me really busy, from the moment I get home until the moment I leave the next door. We’ve been having a ball.

He made two verbal slips that were pretty funny recently - we were talking about fruits and donuts and he accidentally said “banut” (banana donut). As soon as the word came out, we both started laughing. There was a look of surprise on his face. Today, the same thing happened - he wanted to watch Bee Movie and instead said “Boomie”. He’s has become a very effective communicator, very fast.

The financial crisis provides for individual opportunity...

I’ve obviously been spending a lot of time learning about what’s going on with the financial markets, the economy, etc. I am certainly no expert, but far more informed then I was a few months ago. I have yet to take the same strong interest in politics…

Flashback to 2002, when I quit my job at InsynQ as a beautiful love interest (Eriko) forced me to realize that it was going nowhere. In doing so, I spent several months unemployed and it has completely impacted and changed my spending habits. Before the unemployment, I spent money like I would always have money - not necessarily in debt, but very little savings.

mortgage rates increasing...

This can’t be good for home owners:

Mortgage TypeCurrent1 month ago
15-YEAR6.075.37
30-YEAR6.385.72
1-YEAR ARM6.285.88
Source Bloomberg.

Certainly isn't good for my prospects of purchasing a home.